硕士学位论文
数字普惠金融对能源效率的影响
机制研究
姓名付子甜
学号2021208028
指导教师刘艳
专业名称金融学
研究方向绿色经济
培养单位经济学院
2024年6月
分类号F062.9密级公开
UDC 332学校代码10626
四川农业大学
硕士学位论文
数字普惠金融对能源效率的影响
机制研究
姓名付子甜
学号2021208028
指导教师刘艳
专业名称金融学硕士
研究方向绿色经济
培养单位四川农业大学经济学院
2024年6月
A Thesis Submitted to Sichuan Agricultural University
in Partial Fulfillment of the Requirements
for the Degree of
Master of Science
[Research on the impact mechanism of
digital inclusive finance on energy
efficiency]
By
Fu Zitian
Supervised by
Prof.Liu Yan
Majored in
Green Economics
June,2024
School of Economics,Sichuan Agricultural University
Chengdu,Sichuan
目录
摘要................................................................................................................................I
Abstract ...........................................................................................................................I
第一章绪论.................................................................................................................1
1.1研究背景与意义.............................................................................................1
1.2研究思路与内容.............................................................................................2
1.3研究方法.........................................................................................................2
1.3.1研究框架...............................................................................................4
1.4相关文献综述.................................................................................................5
1.4.1有关能源效率的研究...........................................................................5
1.4.2数字普惠金融概念界定与发展...........................................................8
1.4.3有关数字普惠金融对能源效率的研究...............................................9
1.5研究创新点与不足.......................................................................................12
第二章理论基础及研究假设...................................................................................14
2.1相关理论基础................................................................................................14
2.1.1金融发展理论......................................................................................14
2.1.2长尾理论..............................................................................................15
2.1.3信息不对称理论..................................................................................16
2.2作用机制与研究假设...................................................................................17
2.2.1数字普惠金融对能源效率的直接影响.............................................17
2.2.2数字普惠金融通过改善产业结构对能源效率产生影响.................19
2.2.3数字普惠金融对能源效率产生非线性影响.....................................20
2.3本章小结.......................................................................................................21
第三章数字普惠金融与能源效率的现状分析.......................................................22
3.1能源效率的现状分析...................................................................................22
3.1.1能源效率的测算方法.........................................................................22
3.1.2能源效率测量结果.............................................................................26
3.1.3能源效率指标现状与趋势分析.........................................................34
3.2数字普惠金融的现状分析...........................................................................35
3.3本章小结........................................................................................................37
第四章数字普惠金融对能源效率影响的实证检验...............................................38
I
4.1基准回归模型构建........................................................................................38
4.1.1模型构建..............................................................................................38
4.1.2变量说明.............................................................................................38
4.1.3数据选取.............................................................................................39
4.1.4内生性问题及工具变量的选取.........................................................40
4.2基准回归结果................................................................................................41
4.3内生性分析...................................................................................................42
4.4稳健性检验....................................................................................................44
4.5地理位置异质性分析....................................................................................47
4.6本章小结........................................................................................................48
第五章数字普惠金融对能源效率影响的机制分析...............................................49
5.1模型构建........................................................................................................49
5.1.1中介模型构建.....................................................................................49
5.1.2门槛模型构建.....................................................................................49
5.2回归结果.......................................................................................................49
5.2.1中介模型回归结果与分析.................................................................49
5.2.1门槛模型回归结果与分析.................................................................52
5.3本章小结.......................................................................................................54
第六章结论与政策建议...........................................................................................55
6.1研究结论........................................................................................................55
6.2政策建议........................................................................................................55
参考文献.....................................................................................................................57
附录.............................................................................................................................65
附录一2011年－-2021年282个市第一阶段能源效率值..............................65
附录二2011年－-2021年282个市第四阶段能源效率值.............................72
II