文本描述
西安理工大学工商管理硕士学位论文
learn from each others strengths and make up for deficiencies， and put forward optimization and
improvement plans focusing on credit risk governance system， business process management，
risk control tool construction， data and information system construction， risk asset disposal，
riskcultureconstructionand otheraspects.Finally， inorder toensuretheeffective
implementation of the scheme， the implementation plan and implementation steps of "priority
first， steady improvement" are formulated in the paper. It is planned to steadily promote the
improvement of the credit risk management ability and level of P City commercial banks through
four aspectsofsecurity measures， including systemconstruction， human resources，
information system， and corporate culture.
Key words: city commercial bank; Asset quality; credit risks; Credit risk management
III
目录
1 绪论 ......................................................................................................... 1
1.1 研究背景及意义 ............................................................................... 1
1.1.1 研究背景 ..................................................................................... 1
1.1.2 研究意义 ..................................................................................... 2
1.2 文献综述 ........................................................................................... 2
1.2.1 国外文献综述 ............................................................................. 2
1.2.2 国内文献综述 ............................................................................. 4
1.2.3 文献评述 ..................................................................................... 6
1.3 研究内容与方法 ............................................................................... 7
1.3.1 研究内容 ..................................................................................... 7
1.3.2 研究方法 ....................
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