个人住房贷款利率及万元还款额对照表
2002年2月21日起执行
期限
(年)
商业性贷款
公积金贷款
组合贷款
年利率%
月利率‰
月还款额
年利率%
月利率‰
月还款额
5*5的月还款额
2*8的月还款额4.77
3.975
到期一次还本付息
3.6到期一次还本付息
到期一次还本付息
到期一次还本付息4.77
3.975
437.68
3.6432.47
435.08
433.514.77
3.975
298.68
3.6293.46
296.07
294.514.77
3.975
229.25
3.6224.01
226.63
225.054.77
3.975
187.66
3.6182.37
185.01
183.425.04
4.2
161.23
4.05
3.375
156.68
158.96
157.595.04
4.2
141.53
4.05
3.375
136.92
139.22
137.845.04
4.2
126.79
4.05
3.375
122.13
124.46
123.065.04
4.2
115.37
4.05
3.375
110.64
113.01
111.595.04
4.2
106.26
4.05
3.375
101.48
103.87
102.445.04
4.2
98.84
4.05
3.375
94.01
96.43
94.975.04
4.2
92.69
4.05
3.375
87.80
90.24
88.775.04
4.2
87.51
4.05
3.375
82.56
85.03
83.555.04
4.2
83.09
4.05
3.375
78.08
80.59
79.085.04
4.2
79.29
4.05
3.375
74.22
76.75
75.235.04
4.2
75.98
4.05
3.375
70.85
73.42
71.885.04
4.2
73.08
4.05
3.375
67.90
70.49
68.935.04
4.2
70.52
4.05
3.375
65.28
67.90
66.335.04
4.2
68.25
4.05
3.375
62.95
65.60
64.015.04
4.2
66.22
4.05
3.375
60.86
63.54
61.93
21
5.04
4.2
64.40
4.05
3.375
58.98
61.69
60.07
22
5.04
4.2
62.75
4.05
3.375
57.29
60.02
58.38
23
5.04
4.2
61.27
4.05
3.375
55.75
58.51
56.85
24
5.04
4.2
59.92
4.05
3.375
54.34
57.13
55.46
25
5.04
4.2
58.69
4.05
3.375
53.06
55.88
54.19
26
5.04
4.2
57.57
4.05
3.375
51.88
54.73
53.02
27
5.04
4.2
56.54
4.05
3.375
50.80
53.67
51.95
28
5.04
4.2
55.60
4.05
3.375
49.81
52.70
50.96
29
5.04
4.2
54.73
4.05
3.375
48.88
51.81
50.05
30
5.04
4.2
53.93
4.05
3.375
48.03
50.98
49.21
商业性用房万元还款额
期限
商业性用房贷款
（年）
年利率%
月利率‰
月还款额5.31
4.425
到期一次还本付息5.49
4.575
-440.915.49
4.575
-301.915.58
4.65
-232.935.58
4.65
-191.385.76
4.8
-164.605.76
4.8
-144.945.76
4.8
-130.255.76
4.8
-118.875.76
4.8
-109.825.76
4.8
-102.455.76
4.8
-96.355.76
4.8
-91.225.76
4.8
-86.855.76
4.8
-83.09
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