Abstract achieve twice the result with half the effort. This paper takes Zhengzhou S Bank as a real case study, analyzes the banks trade finance business in depth, enriches the research results in the financial industry, and proposes solutions to the problems of Zhengzhou S Bank, which will not only contribute to the long-term development of Zhengzhou S Bank, but also serve as a reference for other banks in the financial industry to prevent risks in their related business. 【 Key words】 : commercial bank; Trade finance business; Risk management; Analytic hierarchy process 【Type of thesis】: Applied research III 目录 1 绪论 .............. 1 1.1 研究背景与意义 ................ 1 1.1.1 研究背景 ............... 1 1.1.2 研究意义 ............... 2 1.2 国内外研究进展 ................ 3 1.2.1 国外研究进展 .............. 3 1.2.2 国内研究进展 .............. 4 1.2.3 研究评述 ............... 5 1.3 研究内容与研究方法 ............... 5 1.3.1 研究内容 ............... 5 1.3.2 研究方法 ............... 6 1.4 技术路线图 ................. 7 2 相关概念与理论基础 ............. 8 2.1 贸易融资相关概述 ............