API standards for data-sharing (account aggregator) Report submitted by Consultative Group on Innovation and the Digital Economy October 2022 BIS Representative Office for the Americas  Restricted This publication is available on the BIS website (bis). ? Bank for International Settlements 2022. All rights reserved. Brief excerpts may be reproduced or translated provided the source is stated. ISBN 978-92-9259-606-4 (online) CGIDE – API standards for data-sharing – October 2022 2  Restricted Table of contents Foreword ............................................................................................................................................................................................... 5 Executive summary ........................................................................................................................................................................... 6 Introduction ......................................................................................................................................................................................... 7 1 Background ....................................................................................................................................................................... 7 Definitions ........................................................................................................................ 。。。以下略