Abstract Finally, this paper comes up with some advice for the development of electronic banking business of TY Rural Commercial Bank. First, attach importance to risk management and build a complete risk management system; Second, enrich the product system and develop diversified products; Third, improve the technical level of network finance and strengthen the construction of network security; Fourth, establish a talent team to improve the level of e-banking services; Five is tostrengthen training, enhance theawareness of prevention; Sixth,strengthen cooperation to provide multi-dimensional and all-round financial services. 【Key Words】 E-banking; Risk management; Business development 【Thesis Type】 Application Research III 目录 1 绪论 ......................................................................................................... 1 1.1 研究背景及意义 ............................................................................... 1 1.1.1 研究背景 ..................................................................................... 1 1.1.2 研究意义 ..................................................................................... 2 1.2 国内外文献综述 ............................................................................... 2 1.2.1 国外文献综述 ............................................................................. 2 1.2.2 国内文献综述 ............................................................................. 3 1.3 研究内容及思路 ............................................................................... 5 1.3.1 研究内容 ..................................................................................... 5 1.3.2 研究思路 ..................................................................................... 5 1.4 研究方法 ........................................................................................... 6 1.4.1 文献研究法 ................................................................................. 6 1.4.2 案例分析法 ........................