第 1 页 共 18 页 北大方正人寿保险有限公司 附加未来星少儿重大疾病保险条款 （2018年1月） 目录 第一部分????????您（投保人）与我们（北大方正人寿保险有限公司）的合同 ············································ 2? 第一条?合同的构成····································································································· 2? 第二条?合同成立与生效······························································································· 2? 第三条?投保年龄········································································································ 2? 第四条?保险期间········································································································ 2? 第五条?犹豫期··········································································································· 2? 第二部分????????我们提供的保障 ····································································································· 2? 第六条?基本保险金额·································································································· 2? 第七条?保险责任········································································································ 3? 第八条?责任免除········································································································ 4? 第三部分??