1条款编号：HMR2005-11 恒 安 标 准 人 寿 保 险 有 限 公 司 Heng An Standard Life Insurance Company Limited 恒安标准附加住院医疗保险条款 目录1. 您与我们订立本附加险合同时需要了解的内容...................................................................2 1.1 合同的种类及构成.......................................................................................................2 1.2 投保条件.......................................................................................................................2 2. 本附加险合同项下的保障和利益...........................................................................................2 2.1 保险期间、保险费及保险金额...................................................................................2 2.2 续保...............................................................................................................................2 2.3 我们提供的保障...........................................................................................................2 2.4 我们不承担的责任.......................................................................................................3 2.5 保险金受益人的指定或变更.......................................................................................4 2.6 如何申请领取保险金........