第 1 页 共 28 页 北大方正人寿保险有限公司 附加爱无忧重大疾病保险（定期版2.0）条款 （2020年4月） 目录 第一部分????????您（投保人）与我们（北大方正人寿保险有限公司）的合同 ············································ 3?第一条?合同的构成····································································································· 3?第二条?合同成立与生效······························································································· 3?第三条?投保年龄········································································································ 3?第四条?犹豫期··········································································································· 3?第二部分????????我们提供的保障 ····································································································· 3?第五条?基本保险金额·································································································· 3?第六条?保险期间········································································································ 4?第七条?保险责任········································································································ 4?第八条?责任免除·································································································