阅读提示 本阅读提示是为了帮助投保人更好理解条款，对本合同内容的解释以条款正文为准。 ? 投保人拥有的重要权益 ? 在犹豫期内投保人若要求解除合同，本公司仅扣除工本费 ····································· 1.6 ? 被保险人可以享有本合同提供的保障利益 ·························································· 2.4 ? 投保人有权解除合同 ······················································································· 7 ? 投保人应当特别注意的事项 ? 在某些情况下，本公司不承担保险责任 ················ 1.6、2.6、3.2、6.1、9.1、10、11、12 ? 受益人的保险金申请权应在一定期间内行使 ······················································· 3.6 ? 投保人应按时支付保险费 ··············································································· 4.1 ? 在某些情况下，本合同效力中止 ······························································· 4.2、6.1 ? 解除合同会给投保人造成一定的损失，请投保人慎重决策 ····································· 7.1 ? 在某些情况下，本合同效力终止 ······································································ 8.1 ? 投保人有如实告知的义务 ··············································································· 9.1 ? 本公司对一些重要术语进行了解释，请投保人注意 ··············································· 14 ? 条款是保险合同的重要内容，为充分保障投保人的权益，请投保人仔细阅读本条款。 ? 条款目录 1 合同的订立 3.3 保险金的申请 9 如实告知