农村金融是现代农村经济的核心,对现代农村经济的发展做出了突出的贡

献。FG县是传统农业大县,蔬菜瓜果全国十强县,近年来,随着蔬菜瓜果种植

产业、农业产业化龙头企业、农村农民家庭作坊的发展,农村经济发展势头迅

速,资金需求规模日益增加。但是资金供给和金融服务的缺失一直是制约FG县

农村经济发展的瓶颈,影响着该县社会主义新农村建设的全局。因此,完善农

村金融服务体系,健全农村金融机构经营体制,是有效解决FG县农村金融供给

与需求失衡状况的有效途径。

在建立多元化农村金融制度下,本文以FG县农村信用社为研究对象,分析

经营发展中存在的问题,并深刻探讨了 FG县农村信用社经营发展中存在的问题

及原因,从解决实际问题的角度出发,确定FG县农村信用社的市场定位和经营

发展目标,进一步提出适合FG县农村信用社经营发展的对策建议。

关键字:农村信用社经营发展对策建议

Abstract

Rural finance is the core of the modern rural economy, made outstanding

contribution to the development of the modern rural economy. FG county is a

traditional agricultural county, vegetables and fruits of the ten counties, in recent

years,with the development of the cultivation of vegetables and fruits industiy,

leading enterprises of agricultural industrialization, rural peasant family workshop,

the rapid momentum of development of the rural economy, increasing demand for

capital scale. But lack of funds and financial services has been a bottleneck restricting

the development of rural economy in FG County, affects the overall construction of

the new socialist countryside in the county. Therefore, to improve the rural financial

service system, improve the management system of rural financial institutions, is the

dominant way of solving FG County Rural Financial Supply and demand imbalance.

In the establishment of diversified rural financial system, taking FG County

Rural Credit Cooperatives as the research object, analyzed the existing problems in

business development,and deeply discusses the reasons exist in FG County Rural

credit cooperatives development question, embarks from the solution actual problem

angle, determine the FG County Rural Credit Cooperatives in the market positioning

and business development the goal, further proposed the development of

Countermeasures of management suitable for FG County Rural Credit cooperatives.

Keywords: Rural Credit Cooperatives Business development Countermeasures

and suggestions