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摘要
近些年来，伴随着鄂尔多斯市经济的飞速发展，金融业取得了长足的进步，
金融规模不断壮大，金融体系初步形成。金融业作为调整经济结构和推动经济发
展的重要性产业，已经与地区经济融为一体，成为地区经济的重要组成部分。但
是，金融在支持经济发展的过程中仍然存在着很多问题，深入研究这些问题产生
的原因，有助于更有好地推动金融支持地区经济的发展
本文主要以金融发展理论和金融深化理论等经典理论为基础，辅以金融支持
经济发展的最新理论研究成果，运用理论联系实际、定性和定量分析相结合的方
法对金融支持鄂尔多斯市经济发展中存在的问题及原因进行了研究，并提出对策
和建议。首先，概述了金融和经济的总体发展状况，对金融支持经济发展的现状
进行了定性分析，然后通过贷款规模、经济货币化程度和金融相关率等指标进行
了定量分析。研究发现，在金融支持经济发展过程中存在着金融拉动经济增长的
能力不强、金融与经济发展不相协调、金融适应经济发展新变化的能力较弱以及
金融支持经济发展的外部环境亟待改善等问题。通过将实际情况与理论相结合，
进一步分析得出产生上述问题的原因在于货币政策传导不畅、信用环境恶化、金
融资源分布不均、金融支持政策与产业发展联系不够紧密、中小企业直接融资意
愿不强等十个方面
最后，本文在对鄂尔多斯市金融支持经济发展中存在的问题和原因进行深刻
剖析的基础之上提出了相应的对策和建议，即全面提高鄂尔多斯市金融发展水平
和优化金融支持经济发展的外部环境
关键词：地区经济发展，金融支持，金融相关率，鄂尔多斯
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Abstract
In recent years, along with the rapid development of the economy of Ordos City,
the financial industry has made great progress, the scale of finance has been growing
and the financial system has been initially formed. As an important industry to adjust
the economic structure and promote economic development, the financial industry has
become an important part of the regional economy, integrating itself with the economy
of Ordos region. However, there are still many problems in the process of supporting
the development of finance, in-depth study of the causes of these problems, helping to
better promote the development of financial support to the regional economy.
This paper is mainly based on the theory of financial development and financial
deepening theory of classical theory, supplemented by financial support for the
economic development of the latest theoretical research results, using the method of
theory and practice, qualitative analysis and quantitative analysis to study the existence
of financial support for the economic development Ordos city and the reasons for the
problems, and puts forward the countermeasures and suggestions. First, it summarizes
the general development of Finance and economy, qualitatively analyzes the current
situation of financial support for economic development and makes further quantitative
analysis through indicators such as loan scale, economic monetization degree and
financial correlation rate. The study found that, in the financial support for the economic
development in the process of the financial ability of stimulating economic growth is
not strong, the financial and economic development is not coordinated, finance to adapt
to new changes in economic development is not strong and the external environment of
financial support for economic development and other issues need to be improved.
Through the combination of theory and actual situation, further analysis of the cause of
the problem lies in the transmission of monetary policy is not smooth, credit
deterioration of the environment, the uneven distribution of financial resources,
financial support policy and industry development is not closely linked, direct financing
of small and medium-sized enterprises is not strong and so on ten aspects.
Finally, based on the profound analysis of the existing problems and reasons in the
economic development of the financial support in the Ordos, puts forward
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corresponding countermeasures and suggestions, which improve the Ordos financial
industry development level and optimize the external environment of financial support
for economic development.
Key words: Regional economic development, Financial support, Financial related rate,
Ordos.。