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摘要
随着时代的发展与经济全球化的到来，金融行业的形式也变得多种多样。而
“余额宝”、“微银行”、“全额宝”等一系列的网络金融产品的出现给传统的金
融行业带来了巨大的冲击。城市商业银行业在面临异军突起的竞争对手与传统金融
业的竞争中，想要在全新的金融市场下得以保全，除了寻求新的营销模式，还需要
重新认识到人才培养的重要性。因此，如何进一步提升员工的综合素质、如何组织
好员工的在职培训工作，已经成为城市商业银行不可忽视的问题。

本文是通过本人在鞍山银行工作的经历的实际情况，并通过所学习到的相关理
论知识相结合。本文希望运用老师教授给予我的知识、理念和方法来分析一些现实
问题。由于人力资源培训工作一直是大多企业,容易忽略或相对投入较少的环节，目
前要想将在职培训工作从一般投入提升到企业战略的高度层面去开展，需要花费更
多的时间让企业决策管理层去对员工的在职培训工作付诸于行动,并且认真实。

本文在这种时代背景下，立足于现代人力资源培训基本理论并通过结合职业生
涯规划管理理论所建立的培训体系进行研究。对国内外各种不同的人力资源培训理
论进行综合整理分析，并与国内外先进的银行作为比较，通过实证对鞍山银行的在
职培训进行分析。对于鞍山银行现有培训状态做出了问卷调查，通过抽样调查，并
且进行深入分析进而整合出鞍山银行在职培训所存在的问题及产生的原因，最后提
出建议措施来改善这个问题。在新建立的培训措施中，创新构建了鞍山银行员工在
职培训模式的整体框架，从员工职业生涯规划理念的角度出发建立一种新的培训模
式体系，把员工的职业生涯发展与切身利益和银行的发展目标结合在一起，形成一
种双赢的效果。

关键词：城市商业银行，在职培训，人力资源，鞍山银行Bank Of Anshan On-the-job Training Mode Research Problem
Abstract
Along with the development of the era and the advent of economic globalization, has
become a variety in the form of the financial industry. While Yu’eBao, WeBank,
Quan’eBao and so on a series of the emergence of network financial products to the
traditional financial industry has brought the huge impact. City commercial Banks in the
face of emerging competitors with traditional financial industry competition, wants to
preserve under the new financial markets, in addition to seeking a new marketing mode,
also need to realize the importance of talent cultivation. Therefore, how to further enhance
the comprehensive quality of the staff, how to organize the staff on-the-job training work,
has become the city commercial Banks should not be neglected problem.
This article is through the actual situation of my work experience in Bank Of Anshan,
and through the relevant theoretical knowledge to combine. This paper hope to use the
teacher professor gives me the knowledge, ideas and methods for the analysis of some
practical problems. Because human resources training work has been the most enterprise,
and easy to ignore or relative costs less current to the on-the-job training work from
general ascend to the height of the enterprise strategic level to carry out, need to spend
more time for enterprise decision-making management to on-the-job training to the staff
work into action, and seriously.
In this paper, under the background of the era, based on the basic theory of modern
human resources training and established by combining the theory of career planning
management training system is studied. The various human resources training theory at
home and abroad were reviewed based on the analysis of finishing, and with the domestic
and foreign advanced Banks for comparison, through the empirical analysis of Bank Of