摘要
摘要
当前，供应链金融行业一直处在蓬勃发展的态势中，在一定程度上解决了
中小微企业的融资难题，但其发展仍然受到企业信用、贸易真实性、数据安全
等风险因素掣肘。而新兴的区块链技术凭借着信息去中心化、可追溯性强、不
可篡改等固有特性，有望解决供应链金融行业面临的风险控制问题。
在此背景下,本文对相关文献和理论进行总结,对供应链金融风险概念、区
块链的基本技术原理和特点进行了阐述,通过对HX公司供应链金融业务模式、
业务现状和风险控制情况进行了介绍，发现了HX公司在供应链金融风险识别和
风险控制方面存在问题，分析了问题产生的原因。
随后文章对HX公司的供应链金融风险进行了重新识别：基于 HX公司
供应链金融具体业务流程进行风险识别，并深入剖析了各个风险因素。HX
公司供应链金融面临的这些风险和风险控制问题产生的原因，在传统条件
下都没法得到很好地解决，因此文章提出将区块链技术应用于HX公司供应链
金融风险控制，针对性地设计了具体的应用办法，表明了基于区块链技术的应
用，能够有效针对HX公司供应链金融风险因素，精准消除 HX公司供应链
金融风险控制存在的问题。最后结合供应链金融绩效评价的方法，通过对HX
公司高管的访谈，证明了区块链技术能够有效弥补供应链金融风险控制中的缺
陷，完善HX公司对于供应链金融业务的风险控制。
基于本文的研究，能够得出区块链和供应链金融的结合能够很好地控
制HX公司供应链金融业务风险，给供应链中的各企业赋能，使其能够得
到长久的发展。最后，文章对进一步提升区块链在供应链金融业务风险控
制中的应用提出针对性的建议。
关键词：供应链金融
区块链
风险控制
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Abstract
Abstract
At present, the supply chain finance industry has been developing vigorously,
which has solved the financing problems of small, medium and micro enterprises to
a certain extent, but its development is still constrained by enterprise credit, trade
authenticity, datasecurityand otherrisk factors.The emergingblockchain
technology is expected to solve the risk control problems faced by the supply chain
finance industry by virtueof its inherent characteristics suchas information
decentralization, strong traceability and non tamperability.
In this context, thispaper summarizes the relevant literature andtheories,
expounds the concept of supply chain financial risk, the basic technical principles
and characteristics of blockchain, introduces the supply chain financial business
model, business status and risk control of HX Company, finds out the problems in
supply chain financial risk identification and risk control of HX Company, and
analyzes the reasons for the problems.
Subsequently, this paper re identified the financial risks of HX Company's supply
chain: risk identification based on the specific business process of HX Company's
supply chain finance, and in-depth analysis of various risk factors. The reasons for
these risks and risk control problems faced by HX Company's supply chain finance
cannot be well solved under traditional conditions. Therefore, the article proposes to
apply blockchain technology to HX Company's supply chain finance risk control,
and specifically designs specific application methods. It shows that the application of
blockchain technology can effectively targetthe financial risk factors of HX
Company's supply chain, Accurately eliminate the problems in financial risk control
of HX Company's supply chain. Finally, combined with the method of supply chain
financial performance evaluation, through interviews with senior executives of HX
Company, it is proved that blockchain technology can effectively make up for the
defects in supply chain financial risk control and improve the risk control of HX
Company for supply chain financial business.
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