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招商信诺诺享中华高端个人医疗保险A款条款PDF

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更新时间:2024/1/23(发布于福建)

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请扫描以查询验证条款 IMLB1511诺享中华A 招商信诺[2015]医疗保险068号 招商信诺诺享中华高端个人医疗保险(A款)条款阅读指引 The Reading Guide to CIGNA&CMB Local Individual Private Medical Insurance (A) Provision 本阅读指引帮助您理解条款,若与条款冲突,以条款为准。 This guide intends to help you better understand the following policy provision. In the case of any conflicts with the policy provision, the policy provision should always be valid and binding. ? 您所拥有的重要权益 Highlight of Your Rights 在首次投保时,自您方签收本保险合同之日起15天内为犹豫期,如果您方在犹豫期内要求解除本保险合同且在此期间内未发生理赔或直付服务、也未进行过付款担保或预先批准,我方将无息退还您方已支付的全部保险费,对于保险合同解除前发生的保险事故我方不承担保险责任。签收本保险合同之日起15天后,您方仍然有解除本保险合同的权利,但会存在一定的退保损失。 At your first application, the period of fifteen (15) days after your receiving and signing for the certificate of insurance is called cooling off period. If neither claims nor direct settlement have been made, as well as neither guarantees of payment nor prior approvals have been put in place, we will refund any premium which has been paid and without accrued interest. We will not pay for any claims occurred before the cancellation. You can terminate this policy a