人民币（RMB）全球计划Worldwide Plan25,000,000经典Classic精英Elite经典Classic精英Elite精英Elite无 Nil无 Nil无 Nil无 Nil无 Nil标准私人病房标准私人病房标准私人病房标准私人病房标准私人病房StandardPrivate RoomStandardPrivate RoomStandardPrivate RoomStandardPrivate RoomStandardPrivate Room重症监护室 Intensive Care Unit第五部分:意外牙科紧急医疗入院前或日间手术前医生求诊费用（住院前90天内）第四部分:癌症治疗及非住院洗肾国际计划(除美国)China Plan(ex. HK,Taiwai, Macau)International Plan(ex. US)全额赔付Full Coverage全额赔付Full Coverage不设限额Unlimited全额赔付Full Coverage中国计划(除香港,澳门,台湾)全额赔付Full Coverage全额赔付Full Coverage全额赔付Full Coverage全额赔付Full Coverage非保障范围Not Covered“卓越”环球个人医疗保险利益明细表 Benefits Schedule of Smartcare Exclusive (Simplified Underwriting)住院保障 Inpatient Cover全额赔付Full Coverage不设限额Unlimited不设限额Unlimited全额赔付Full Coverage第二部分: 器官移植 ##Pre-hospitalization or Pre-day Surgery Specialist Consultation (Upto 90 days before admission)Pre-hospitalization or Pre-day Surgery Diagnostic Services (Up to 90days before admission)第三部分: 义肢/人造假肢(手术植入)**全额赔付Full Coverage第八部分:24小时紧急支援服务Part 8: Emergency Assistance Service and BenefitsPart 7: Usage of High Cost Provider#Part 4: Cancer Treatment and Outpatient Kidney DialysisPart 6: Outpatient Emergency Treatment (Due to accidents only)Inpa