首页 > 资料专栏 > 论文 > 经营论文 > 资产管理论文 > A银行苏州分行不良资产处置业务发展研究_MBA毕业论文DOC

A银行苏州分行不良资产处置业务发展研究_MBA毕业论文DOC

资料大小:1542KB(压缩后)
文档格式:DOC
资料语言:中文版/英文版/日文版
解压密码:m448
更新时间:2018/8/11(发布于江苏)

类型:金牌资料
积分:--
推荐:升级会员

   点此下载 ==>> 点击下载文档


文本描述
摘要
I
A 银行苏州分行不良资产处置业务研究
中文摘要
商业银行是世界上任何一个国家经济发展过程中不可或缺的一个重要角色。在商
业银行提供的各项服务项目中,信贷支持是一项非常重要的服务内容,为国家、企业、
个人做出了突出的贡献。我国商业银行作为国有经济的中坚力量,然而在发展过程中
并非一帆风顺,期间不得不面对困扰多年并难以根治的问题--不良资产问题。商业银
行不良资产的产生原因有多种,譬如有行业系统性风险、有担保圈引发的连带担保风
险、有单个客户的经营风险等等

目前国内经济不景气,随着银行不良资产的增多,A 银行苏州分行加大了对不良
资产处置业务的探索、研究、实践等,从而快速高效的实现不良资产的处置。文章首
先指出了选题背景和现实意义,研究的方法、思路以及国内外研究综述和评析。其次,
介绍不良资产的界定及分类和相关理论,整理并分析了不良资产产生的理论基础及处
置理论基础,为不良资产处置做铺垫。第三、商业银行不良资产处置分析,主要分析
商业银行不良资产处置发展的动因及国内外商业银行不良资产处置方法等。第四、以
A 银行苏州分行为研究对象,结合其不良资产处置发展的现状、问题,对目前 A 银行
苏州分行不良资产处置出现的问题进行阐述和分析,为不良资产处置对策做好基础

第五、A 银行苏州分行不良资产处置业务发展的对策,对问题提出可能的解决方案及
创新思路。最后、对前文做总结,概括了论文写作过程的不足之处和展望

笔者希望通过本文的研究能够引起 A 银行苏州分行对不良资产处置工作的重视,
并加大力度研究、探索,达到快速高效并取得高收益的处置不良资产处置,最终提升
A 银行苏州分行的盈利能力和行业竞争力

关键词:银行 不良资产 不良资产处置方法 资产证券化
作 者:张冬磊
指导老师:顾建清Abstract Research on the Non - performing Assets Disposal Business of Suzhou Branch of A Bank
II
Research on the Non - performing Assets Disposal
Business of Suzhou Branch of A Bank
Abstract
Commercial banks are an indispensable role in the economic development of any
country in the world. Inthe services of the commercial banks&39; providing , credit support is a
very important service content for the country, enterprises, individuals made outstanding
contributions. China&39;s commercial banks as the backbone of the state-owned economy, but
in the development process is not smooth sailing, during which had to face problems for
many years and difficult to cure - non-performing assets. Commercial banks have a variety
of non-performing assets, such as the systemic risk of the industry, there are guarantees
linked to the risk of joint security, a single customer&39;s business risk and so on.
The current economic downturn, with the increase in non-performing assets of the
bank, A bank Suzhou branch to increase exploration, the disposal of non-performing assets
of business research and practice, so as to achieve rapid and efficient disposal of
non-performing assets. Firstly, this paper points out the background and practical
significance of the selected topic, the research methods, the train of thought and the
domestic and foreign research review and analysis. Secondly, this paper introduces the
definition and classification of non-performing assets and related theories, and analyzes the
theoretical basis and the theoretical basis for the disposal of non-performing assets. Third,
the analysis of non-performing assets of commercial banks, the main reason for the
development of non-performing assets of commercial banks and the disposal of
non-performing assets of commercial banks at home and abroad. In fourth, A bank Suzhou
branch as the research object, combined with the status quo and problems in the
development of the disposal of non-performing assets, the disposal of non-performing
assets of A bank Suzhou branch problems are described and analyzed, laying the
foundation for the Countermeasures of the disposal of non-performing assets. Fifth, A
Bank of Suzhou branch of non-performing assets disposal business development strategy,
the problem of possible solutions and innovative ideas. Finally, make a summary of the
previous paper, summed up the inadequacies of the thesis writing process and prospects.A 银行苏州分行不良资产处置业务研究 中文摘要
III
Key words: bank, bad assets ,bad assets disposal method ,asset securitization
Written by:Zhang Donglei
Supervised by:Gu Jianqing
目 录
第一章 引言 ...........1
1.1 研究背景 .........1
1.2 研究的意义和目的 .....3
1.3 研究的方法、思路与框架 .....4
1.3.1 研究方法...4
1.3.2 研究思路...4
1.3.3 文章框架...4
1.4 国内外研究综述及简要评析 .5
1.4.1 对不良资产处置的意义和作用的研究...5
1.4.2 对不良资产形成原因及处置面临的问题研究...6
1.4.3 对不良资产处置处置方法研究...8
1.4.4 文献评论. 11
第二章 支持本研究的相关理论及简要分析.....13
2.1 不良资产的界定和分类 .......13
2.2 不良资产相关理论依据 ........13
2.2.1 不良资产产生的理论基础.........13
2.2.2 不良资产处置的理论基础.........16
2.2.3 理论简析.18
第三章 商业银行不良资产处置业务分析.........19
3.1 不良资产处置业务发展的动因分析 ...........19
3.1.1 商业银行自身需求.........19
3.1.2 外部环境需求.....19
3.2 国内外不良资产处置方法分析 .......20
3.2.1 国外不良资产处置方法分析......20
3.2.2 国内不良资产处置方法分析.....24第四章 A 银行苏州分行不良资产处置发展现状、问题.........25
4.1 A 银行苏州分行不良资产处置发展现状.....26
4.1.1 风险化解状况.....27
4.1.2 不良资产处置方法.........27
4.2 A 银行苏州分行在不良资产处置发展中存在的问题.........28
4.2.1 不良资产处置团队建设落后.......
。。。以上简介无排版格式,详细内容请下载查看