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MBA毕业论文_保财险江西省分公司保险精准扶贫的优化策略研究PDF

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更新时间:2021/11/11(发布于浙江)

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文本描述
发展中国家重点关注的一个问题就是扶贫问题。我国作为世界上最大的发展 中国家,减少贫困乃至消除贫困是我国政府和相关专家学者一直以来努力的方向, 也是社会主义制度最为本质的体现。党的十八大以来,以习近平同志为核心的新 一届领导集体高度重视扶贫工作,提出了一系列新思想、新要求和新举措,将扶 贫攻坚工作提到了前所未有的高度,确保2020年如期全面建成小康社会。当前, 扶贫工作已经上升到了国家战略的层面。保险扶贫作为金融扶贫的重要组成部分, 是精准扶贫的重要力量,承担着重要作用。不少保险企业在扶贫过程中探索出了 各具特色的扶贫模式。但是,新时期扶贫开发工作仍面临着诸多压力与困境。一 是扶贫规模体量巨大,扶贫任务时间紧、任务重;二是贫困人口分布呈不集中的 分散态势,且越是贫困的地区,贫困人口的数量越多;三是扶贫的难度呈现逐级 递增现象,越是脱贫晚的地区,扶贫难度越大;四是脱贫后的返贫现象递增,出 现不少因灾、因病返贫人员。 本文通过研究人保财险江西省分公司参与精准扶贫的相关实践,分析存在的 的问题,并在借鉴金融业同行企业精准扶贫的成功经验的基础上,提出对应对策 建议,以求检视人保财险江西省分公司的保险精准扶贫效能,进一步巩固扶贫成 果并为保险行业在我国的乡村振兴战略中积极发挥作用提供一些参考价值。 正文主要由七个部分组成。第一部分介绍选题的背景及选题意义、国内外研 究现状及该领域相关综述。第二部分梳理保险扶贫的相关基本概念和理论。第三 部分概述人保财险江西省分公司保险精准扶贫的情况,包括该公司的扶贫工作概 况、主要帮扶做法和取得的扶贫成绩。第四部分分析人保财险江西省分公司在保 险精准扶贫实践中面临的主要问题和其产生的原因。第五部分是国内金融机构在 相关省市精准扶贫工作方面的启示,通过分析一些优秀案例,总结成功经验,以 供借鉴。第六部分提出人保财险江西省分公司保险精准扶贫的优化方案。第七部 分为结论与展望,总结本文并说明本研究的不足之处。 关键词:人保财险; 江西; 保险; 精准扶贫; 优化 IX Abstract Poverty alleviation is a key issue for developing countries. As the largest developing country in the world, China's government and relevant experts and scholars have been making great efforts to reduce and eliminate poverty, which is the most essential manifestation of socialism. Since the eighteenth National Congress of the Chinese Communist Party, the new central leadership with President Xi Jinping as the core has put forward a series of new ideas, new initiatives and new requirements, lifting the poverty alleviation work to hitherto unknown heights, and ensuring that the well-off society is completed in 2020 as scheduled. At present, poverty alleviation has risen to the level of national strategy. As an important part of financial poverty alleviation, insurance poverty alleviation is an important force of targeted poverty alleviation and plays an important role. Many insurance companies have explored different poverty alleviation models in the process of poverty alleviation. However, in the context of targeted poverty alleviation, poverty alleviation and development work in the new era still faces many pressures and difficulties. Firstly, the scale of impoverished population is huge, and the task of poverty alleviation is urgent and heavy. Secondly, the distribution of the poor population is quite dispersed and imbalanced. The less developed the region is, the more people are in poverty. Thirdly, the difficulty of poverty alleviation is increasing in the later stage of the poverty alleviation program. Last but not least, the phenomenon of returning to poverty after poverty alleviation is increasing, with many returning to poverty due to disasters and diseases. This paper analyzes and studies the targeted poverty alleviation mode of PICC Jiangxi branch, finds out the existing problems, and puts forward countermeasures and suggestions accordingly, so as to review the effectiveness of PICC Jiangxi branch in targeted poverty alleviation and consolidating the achievements,and also hope to provide some reference value for the insurance companies to play an active role in the implementation of rural revitalization strategy of China. This paper includes seven sections. The first section introduces the background and significance of the topic, the research status within and out of China, and a literature review in this field. The second section is an introduction of the basic concepts and the theories of insurance poverty alleviation. The third section focuses on the work of targeted poverty alleviation of PICC Jiangxi branch, including the basic X situation, main practices and the achievements. The fourth section puts forward the main problems faced by PICC Jiangxi branch in insurance poverty alleviation and analyzes the causes. The fifth section is the enlightenment of domestic financial institutions in the targeted poverty alleviation work in some other areas. Through the analysis of some successful cases, the valued experience is summarized for the reference of the company of PICC Jiangxi branch. The sixth section puts forward the targeted poverty alleviation optimization scheme of PICC Jiangxi branch, and discusses the corresponding solutions. The last section is the conclusion, including a summary of this paper as well as some limitations of this study.。。。。。。以下内容略