摘要·····················································································I Abstract···············································································II 图目录················································································VI 表目录···············································································VII 1绪论·················································································1 1.1研究意义和背景···························································1 1.2文献综述····································································3 1.3研究内容和方法···························································6 2商业银行的经营模式分析·····················································8 2.1西方国家商业银行经营模式分析······································8 2.2我国商业银行经营模式分析··········································13 2.3兴业银行经营模式分析················································14 3兴业银行风险管理现状分析·················································18 3.1兴业银行业务综合化风险现状·······································18 3.2兴业银行风险传递的表现·············································19 3.3兴业银行风险传递的根源·············································20 4兴业银行风险管理流程分析·················································23 4.1兴业银行的风险识别···················································23 4.2兴业银行的风险评估···················································25 4.3兴业银行的风险预警系统·············································27 5兴业银行风险管理组织结构分析···········································32 V 华中科技大学硕士学位论文 5.1兴业银行母子公司关系分析··········································32 5.2兴业银行整体治理模式分析··········································32 5.3兴业银行混业经营防火墙设计分析·································34 6兴业银行混业经营风险防范建议···········································37 6.1创造良好的风险管理环境·············································37 6.2健全风险识别和评估系统·············································39 6.3建立完善风险防火墙机制·············································41 6.4健全风险信息和报告机制·············································42 结束语·················································································44 致谢·················································································45。。。。。。以下内容略