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I 本文在前人研究成果的基础上,借鉴运用企业融资相关理论,通过对融资理论、资
本结构、制度体系、融资约束等相关文献进行梳理,系统归纳民营企业融资渠道机理,
在理论扩展方面进行尝试。本文从总体中的个体进行分析,以欠发达地区的民营企业为
研究对象,尊重客观,围绕事实,分析其区域性特征。以广西民营企业发展现状为例,
通过理论及实际对欠发达地区民营企业融资渠道问题进行分析,同时对我国民营企业的
融资渠道问题进行全面的论述,提出欠发达地区民营企业融资渠道存在的问题,找出其
影响因素,提出缓解民营企业融资渠道问题的措施和对策建议。本文旨在为欠发达地区
民营企业的发展创造良好的融资环境,缓解欠发达地区民营企业的融资约束,从而更好
地发挥民营企业在我国国民经济发展中的作用
关键词:欠发达地区;民营企业;融资渠道
II RESEARCH ON THE FINANCING CHANNEL OF
PRIVATE ENTERPRISES IN UNDERDEVELOPED AREAS
ABSTRACT
Private enterprises suffer difficulties in financing. The financing channels of private
enterprises are not smooth. Underdeveloped areas of private enterprises financing more
difficulty and financing channels are more unimpeded.The current economic development
shows that private enterprises are an important driving force for economic development in
underdeveloped areas.
Underdeveloped areas of private enterprises with its flexible mechanism,efficient
corporate governance, clear property rights, strong market competitiveness and other
advantages has gradually become tiie main force to promote the rapid development of the
national economy. At the same time, private enterprises play an irreplaceable role in the
development of local economy, economic restructuring, scientific and technological
innovation, increase social employment, optimize tiie allocation of resources, increase local
revenue, promote market prosperity and social stability. Private enterprises have become one
of the most active factors in stimulating the growth of the national economy and the backbone
of supporting the development of the national economy. Compared with the private
enterprises in the developed regions,the financing structure of private enterprises in
underdeveloped areas is unreasonable,the financing channel is narrow and the financing gap
is large. This series of problems severely restrict the development of private enterprises in
underdeveloped areas, which leads to the backward economy in underdeveloped areas and
forms a vicious circle.The financing of private enterprises in underdeveloped areas is not only
restricted by their own factors, but also influenced by many external factors. Private
enterprises&39; own congenital conditions＊1 is poor, and the transparency of information is not
high. It affects the financial institutions of financing confidence. The lack of collateral for
collateral prevents banks to avoid risk. In addition, financial development in underdeveloped
areas lags behind economic development. Institutional environment is poor, and financial
institutions are influenced by government intervention. The credit system is imperfect.
hi Financial institutions are lack of competition. Guarantee system and credit evaluation system
are not perfect. These factors further aggravate the degree of financing difficulties and
unimpeded financing channels of private enterprises in underdeveloped areas. So that the
problem of financing channel becomes the constraint of underdeveloped areas, and thus it
becomes the obstacle of economic development in underdeveloped areas. The enormous
development potentiality and important economic status of private enterprises in
underdeveloped areas and their corresponding financing situation have formed a great contrast.
This shows that the financing environment of private enterprises in underdeveloped areas
urgently needs to be perfected, the financing channels of private enterprises need to be
expanded. Otherwise, China&39;s private economy will be unsustainable, and China&39;s economy is
sustained, stable and healthy development will become empty talk. Based on the problems
existing in the financing of private enterprises in underdeveloped areas and its influencing
factors, the concrete measures to alleviate the financing channel problem of private
enterprises in underdeveloped areas are of great practical significance. Therefore, this paper
proposes to determine the reasonable, considering the regional particularity of the capital
structure in the underdeveloped areas, and improve the corporate governance structure of
private enterprises, and improve the corporate governance environment of private enterprises;
establish the loan risk compensation fund for private enterprises; construct and perfect
multi-level capital market; develop the private enterprise credit guarantee system, improve the
private enterprise&39;s exclusive financing products, promote the healthy development of private
enterprises in underdeveloped areas, thus promote the comprehensive, coordinated and
sustainable development of regional economy in underdeveloped areas.
On the basis of predecessors’ research results, this paper uses the theory of enterprise
financing, and combs the financing theory, capital structure, system system, financing
constraints and other related literature. This paper summarizes the mechanism of private
enterprise financing channel, and tries to expand the theory. This paper analyzes the
individual from the whole. This paper takes the private enterprises in underdeveloped areas as
the research object, respects the objective, revolves around the facts and analyzes its regional
characteristics. Taking the development situation of private enterprises in Guangxi as an
example, the author analyzes the problem of financing channel of private enterprises in
IV underdeveloped areas by theory and practice. At the same time, the problem of financing
channel of private enterprises in China is comprehensively expounded, and the problems
existed in the financing channels of private enterprises in underdeveloped areas are put
forward,and the influencing factors are found out,measures mid countermeasures are
proposed to alleviate the financing channel of private enterprises. This paper aims to create a
good financing environment for the development of private enterprises in underdeveloped
areas, alleviate the financing constraints of private enterprises in underdeveloped areas, and
thus play the role of private enterprises in the development of
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