首页 > 资料专栏 > 论文 > 财税论文 > 金融投资论文 > 信托受益权流转的问题及对策_MBA硕士毕业论文DOC

信托受益权流转的问题及对策_MBA硕士毕业论文DOC

richeng***
V 实名认证
内容提供者
热门搜索
信托论文
资料大小:1078KB(压缩后)
文档格式:DOC
资料语言:中文版/英文版/日文版
解压密码:m448
更新时间:2018/9/12(发布于广东)

类型:金牌资料
积分:--
推荐:升级会员

   点此下载 ==>> 点击下载文档


文本描述
摘要摘要
近些年来,我国信托产业得到了快速的发展,信托业务规模不断扩大,
为促进我国金融业发展以及金融改革也起到了重要的作用,随着信托业务市
场体量的增长,信托受益权流转需求也在不断的上升,如何建立起更加完善、
更加高效的信托受益权流转市场,也关系着信托行业的整体发展以及我国金
融市场体系的稳定。应当清楚的看到,长期以来我国信托受益权流转方面一
直都存在着流转不畅的问题,特别是近些年来,不计其数的信托受益权持有
者都希望进行受益权的转让,但是由于缺乏完善的信托受益权流转相关的市
场体系和法律体系,导致难以进行较好的信托受益权流转。当前一些信托公
司、银行、第三方理财交易平台也围绕信托受益权的转让开展了相关业务,
但是从实际取得的结果来看,并没有达到预期的效果,造成这一系列问题的
因素有很多,既有法律法规层面的因素,也有市场本身层面的因素。事实上,
就信托受益权的转让来说,从先进的国外市场经验来看,信托受益权已经逐
渐演变成为了一种较为成熟的金融产品,各种类型的金融机构参与其中,经
过拆分、打包等一系列的金融操作,最终成为了金融投资产品,这是国外信
托受益权流转方面的成功经验。因而对于我国信托受益权的流转模式创新之
路来说,也可以较好的借鉴国外的成熟经验

本篇文章对于信托受益权流转问题进行了一定的研究,首先阐述了信托
受益权流转的基本概念、基本原则以及促进信托受益权流转的积极意义。然
后从信托受益权流转制度、法律体系现状、信托受益权流转的基本方式等方
面分析了我国信托受益权流转的基本现状情况。接着又重点从信托受益权流
转方式、流转风险、登记不规范、信息不对称等方面分析了当前我国信托受
益权流转的过程中存在的一些问题,并且针对这些方面的问题进行分析,找
出了造成这一系列问题的原因。针对这些问题,结合我国信托行业发展的实
际情况,提出了相应的对策建议,并且从业务创新、形式创新、渠道创新等信托受益权流转的问题及对策方面提出了信托受益权流转模式的创新策略。信托受益权的流动性长久以来
饱受诟病,信托公司一直希冀信托登记平台能够形成完善的信托受益权流转
机制进从而盘活存量资产,同时对于个人或者机构投资者来说也希望能提高
产品的流动性从而能够灵活的倒腾自身资金。为满足以上要求,应形成信托
登记、信托受益权转让等行之有效的操作方案,比如在登记环节配套相应的
产品登记制度,在交易环节通过互联网渠道采取撮合交易制度等。希望本篇
文章能为促进我国信托受益权流转市场体系的完善起到一定的借鉴作用

关键词:信托受益权 流转 金融创新AbstractAbstract
In recent years, China&39;s trust industry has been in a rapid development, trust
business got a great scale of expansion. The trust industry in China has promoted the
development of China&39;s financial industry. It also plays an important role in the
financial reformationin China.Withthemarket’s growth,thedemandfor transfer of
trust beneficial rights has increased. To establish a more perfect and efficient market
is related to the overall development of the trust industry and the stability of the
financial market in China. It should be noted clearly that, China has been under the
problem of transfer of trust beneficial rights in a long time because of the poor
transfer. In recent years, many trust beneficial rights holders are eager to transfer the
rights, but due to the imperfect market system and the law system, it’s difficult for
them to realize the appeal. Some trust companies, some banks and the third parties
who operate trading platforms have carried out the business of transfer, but the
actual effect did not quite come off. The factors are a complex blend of legal
problems and the market. In fact, from the advanced experience of foreign market,
the transfer of trust beneficial rights has become a mature financial product, many
types of financial institutions have involved. After a series of financial operations
such as separation and packaging, trust beneficiary rights would eventually become
financial investment products, this is the foreign successful experience of trust
beneficiary rights transferring. Therefore, for the innovation of the transfer mode of
trust beneficial rights in our country, we can learn a lot from foreign experience.
In this paper, the issue of transfer of trust beneficial rights will be studied. First
the basic concepts, principles and the positive significance of promoting the transfer
of trust beneficial rights will be expounded. Then it will analyze the basic situation
of the transfer of trust beneficial rights, such as system of transfer, state of legal
system, and basic way of transfer. This paper focuses on the analysis of the current
problems like the way of transfer, the risk of transferring, the irregular registration
or the asymmetry of information in the process of transfer in China, and the reasonsThe Problems and the Countermeasures of Transfer of Trust Beneficial Rightsof these problems. Considering these problems and combining them with the actual
situation of the development of China&39;s trust industry, the paper will put forward the
corresponding countermeasures and suggestions, as well as the innovation strategy
of transfer mode such as business innovation, mode innovation and channel
innovation. The liquidity of trust beneficial rights has been criticized for a long time.
Trust companies hope the trust registration platform can consummate the system of
trust transfer beneficial rights in order to revitalize assets. At the same time
individual and institutional investors also want to improve the flow of transfer of
trust beneficial rights so as to maintain financial flexibility. To meet these demands,
we need to form effectives operation plans about the registration and the transfer of
trust beneficial rights, for instance, registration system should be added in the link of
registration and also the trading system should be added in the link of transaction
through the internet. This paper hopes to promote the improvement of the market
system of the transfer of trust beneficial rights in our country.
Key words: Trust beneficial rights;Transfer;Finance innovation目 录目 录
1 绪论.......... 1
1.1 选题的背景及意义.... 1
1.1.1 选题的背景 ......... 1
1.1.2 选题的意义 ......... 3
1.2 国内外研究现状........ 5
1.2.1 国外研究现状 ..... 5
1.2.2 国内研究现状 ..... 6
1.3 研究方法........ 8
1.4 论文结构........ 9
1.5 理论框架...... 10
2 信托受益权流转概述.... 11
2.1 信托受益权概念...... 11
2.2 信托受益权流转概念 .......... 11
2.3 信托受益权流转的必要性.. 13
2.4 信托受益权流转的基本规则.......... 14
3 我国信托受益权流转现状........ 16
3.1 信托受益权流转制度.......... 16
3.2 信托受益权流转法律体系.. 17
3.3 信托受益权流转企业运营.. 18
3.3.1 信托公司内部流转 ....... 18
3.3.2 第三方理财公司流转 ... 20
3.3.3 第三方交易平台流转 ... 22信托受益权流转的问题及对策3.3.4 资产证券化 ....
。。。以上简介无排版格式,详细内容请下载查看