但是我国房地产行业的融资渠道严重依赖银行贷款,随着宏观调控政策的转变,
国家逐渐放弃宽松的货币政策,上调银行准备金率,提高贷款利率

房地产行业融资的主要渠道银行贷款受到严重阻碍,如何缓解房地产行业
资金压力,拓展房地产行业的融资渠道,使房地产行业走上科学健康的轨道上
来,成为各方关注的重点

本文在借鉴国际成熟的房地产融资模式的基础上,提出地产企业可以采用
美国、新加坡、日本等模式。融资模式采用股票、债券、社保基金、私募基金
等,对地产企业融资方式的创新应该具备的配套措施进行了分析

关键词:房地产企业,融资渠道,创新
Abstract
Real estate industry has become a pillar industry of national economy while
made an important role in the national economy. At the same time the real estate
industry is typical of capital-intensive industries which the demand for funds is huge.
But China's real estate industry's heavy reliance on bank loan financing, with the
macro-control policy changes while moving away from national monetary policy,and
raising the bank reserve ratio, increase interest rates. '
The main channel for financing the real estate industry has been seriously
hampered bank loans, how to ease the financial pressure on the real estate industry
and to expand the financing channels of the real estate industry. At last the real estate
industry will be health onto the track which becomes the focus of the parties.
In this paper, we are drawing on international real estate financing models
mature, based on the proposed real estate companies how could use for the United
States, Singapore, Japan and other models. Financing using stocks, bonds, pension
funds,private equity funds, real estate financing of innovative enterprises should have
supporting measures were analyzed.
Key words: Real Estate Companies, Financing Channel, Innovation