东亚银行、恒生银行、中国银行的研究报告 Page1   Highlights   Table/Chart: Highlights (Hk$ m)2001-05   Table/Chart: F orecast  returns   Table/Chart: Trading data (local/US$)   Table/Chart:Balance sheet data 12/03E   Table/Chart: EPS(UBS,HK$)2002-03 Page2   Reiterating Reduce 2 Rating   Lower margins impacts on net interest income Page3   Table1:Earnings/valuation sensitivity analysis under various economic scenarios 2004 ……